Khata transfer is one of the most important property-related processes in Bangalore. Whether you have purchased a new property, inherited one, or received it as a gift, transferring the khata to your name is essential for legal ownership recognition by the BBMP (Bruhat Bengaluru Mahanagara Palike). This guide covers everything you need to know about khata transfer in Bangalore in 2026.
What is a Khata?
A khata is an official revenue document maintained by the BBMP that records property ownership details. The word “khata” comes from the Kannada/Hindi word for “account.” It serves as proof that a particular property is registered in the owner’s name in the municipal corporation’s records.
A khata document contains:
- Owner’s name and address
- Property details: Survey number, plot dimensions, built-up area
- Property usage: Residential, commercial, or mixed
- Tax assessment: Annual property tax liability
- Zone and ward: Administrative classification within BBMP
Why is khata important? Without a khata in your name, you cannot:
- Pay property tax (mandatory for all property owners in Bangalore)
- Apply for a building license or plan approval
- Obtain a trade license for commercial properties
- Apply for utility connections (water, electricity) in some cases
- Use the property as collateral for bank loans
- Sell the property (buyers insist on clear khata records)
A-Khata vs B-Khata: Understanding the Difference
This is the most confusing aspect of property documentation in Bangalore. Here is a clear explanation:
A-Khata (Revenue Records)
- Properties that have all approvals from BBMP — approved building plan, completion certificate, occupancy certificate
- Eligible for loans from banks and financial institutions
- Can be used for building license applications
- Listed in BBMP’s main revenue records
- Transferable through the standard khata transfer process
B-Khata (Register of Properties Not Covered Under A-Khata)
- Properties that lack one or more BBMP approvals — unapproved layouts, buildings without sanctioned plans, BDA/BIAAPA properties pending transfer to BBMP
- Cannot be used as collateral for bank loans in most cases
- Cannot obtain building plan approval from BBMP
- Listed in a separate register maintained by BBMP
- Often found in areas that were recently added to BBMP limits (2007 expansion from BMP to BBMP added 110 villages)
Important Note (2026 Update)
The Karnataka government has been working on converting B-khata properties to A-khata through various schemes. The Akrama-Sakrama scheme and subsequent policies have aimed to regularize B-khata properties. Check with your local BBMP office or a Sevantay professional for the latest status of these conversion programs.
When Do You Need a Khata Transfer?
Khata transfer is required in the following situations:
- After property purchase: When you buy a property through a registered sale deed, the khata must be transferred from the seller’s name to yours
- After inheritance: When you inherit a property following the death of the previous owner
- After receiving a gift deed: When property ownership is transferred via a registered gift deed
- After partition: When a joint property is divided among co-owners through a registered partition deed
- After court order: When a court directs property ownership transfer
- Name change: When the property owner’s name has legally changed
Documents Required for Khata Transfer in Bangalore
For Purchase-Based Transfer
- Registered Sale Deed (original + 2 photocopies)
- Previous owner’s khata certificate and khata extract
- Up-to-date property tax paid receipts (no arrears)
- Encumbrance Certificate (EC) for the last 15 years
- Mutation copy from the sub-registrar office
- Identity proof: Aadhaar card of the new owner
- Passport-size photographs (2 copies)
- Building plan approval copy (if applicable)
- Occupancy certificate (if applicable)
- Betterment charges receipt (if applicable)
For Inheritance-Based Transfer
All of the above, plus:
- Death certificate of the previous owner
- Legal heir certificate or succession certificate from the court
- Family tree affidavit (notarized)
- No-objection certificates from other legal heirs (if any)
- Will (if the transfer is based on a will)
For Gift Deed-Based Transfer
All standard documents, plus:
- Registered gift deed
- Relationship proof between donor and donee
BBMP Khata Transfer Process — Step by Step
Step 1: Apply at the BBMP Assistant Revenue Officer (ARO) Office
Visit the BBMP ARO office of the zone where your property is located. Bangalore is divided into 8 zones:
- East Zone: Shivajinagar, Shantinagar
- West Zone: Rajajinagar, Dasarahalli
- South Zone: Bommanahalli, BTM Layout
- Mahadevapura Zone: Whitefield, Marathahalli
- Bommanahalli Zone: HSR Layout, Koramangala
- Yelahanka Zone: Yelahanka, Hebbal
- Dasarahalli Zone: Peenya, Nagarbhavi
- RR Nagar Zone: Rajarajeshwari Nagar
Submit the application form (Form-B) along with all required documents.
Step 2: Document Verification
The ARO office verifies:
- Authenticity of the sale deed and other documents
- Previous owner’s khata and tax records
- Encumbrance certificate validity
- Property tax clearance (no arrears)
Step 3: Field Inspection
A BBMP revenue inspector visits the property to verify:
- Physical existence and condition of the property
- Dimensions match the sale deed and approved plan
- Current usage (residential/commercial)
- Zone and ward classification
Step 4: Approval and New Khata Issuance
After successful verification, the ARO approves the transfer and issues:
- New khata certificate in the applicant’s name
- New khata extract with updated property details
- Updated property tax assessment (if applicable)
Step 5: Start Paying Property Tax
Once the khata is transferred, you are responsible for property tax payments. BBMP property tax can be paid online through the BBMP portal or at the local ARO office.
BBMP Online Khata Transfer (e-Khata)
The BBMP has been digitizing khata records through the e-Khata initiative. As of 2026:
Online Application Process
- Visit the BBMP e-Khata portal
- Register/login with your credentials
- Fill in the application form with property details
- Upload scanned copies of all required documents
- Pay the application fee online
- Track your application status using the reference number
Current Status of e-Khata
- Many BBMP zones now accept online applications
- Document verification and field inspection still happen physically
- Final khata certificate may be available for download from the portal
- Processing times are generally faster for online applications
Pro tip: Even when applying online, keep physical copies of all documents ready. The BBMP office may request originals for verification at any stage.
Khata Transfer Fees in Bangalore (2026)
| Fee Component | Amount |
|---|---|
| Application fee | ₹100–₹250 |
| Khata registration fee | 2% of property value (guidance value or sale value, whichever is higher) |
| Khata extract fee | ₹100 per copy |
| Betterment charges | Varies by area and property type |
| Typical total for a ₹50 lakh property | ₹1,00,000–₹1,25,000 |
Note: The 2% khata registration fee is the largest component. It is calculated on the higher of the registered sale value or the government guidance value (circle rate) for the area.
Common Issues and How to Avoid Them
1. Property Tax Arrears
Problem: Khata transfer will not be processed if there are pending property tax dues from the previous owner. Solution: Ensure all property tax is cleared before or as part of the sale transaction. Get a “no dues” certificate from BBMP before registration.
2. Missing or Incorrect Previous Khata
Problem: The previous owner’s khata has errors or cannot be located in BBMP records. Solution: Apply for a khata extract search at the ARO office. If the property was in a former CMC/TMC area before the 2007 BBMP merger, records may be in the old municipal body’s archives.
3. B-Khata to A-Khata Conversion Required
Problem: The property is listed under B-khata and needs conversion before standard transfer. Solution: Check if the property is eligible for regularization under current BBMP schemes. A Sevantay professional can assess your property’s status and advise on the best approach.
4. Encumbrance Certificate Discrepancies
Problem: The EC shows transactions or liens that do not match the property history. Solution: Get a detailed EC for the maximum available period (30 years if possible) and have a professional review it before proceeding with the transfer.
5. Joint Ownership Complications
Problem: Multiple heirs or co-owners disagreeing on the transfer. Solution: A registered partition deed or a mutual consent document signed by all parties is required. Legal mediation may be necessary in dispute cases.
How Long Does Khata Transfer Take?
| Scenario | Typical Timeline |
|---|---|
| Standard transfer (all documents clear) | 15–30 working days |
| Transfer with minor document issues | 30–45 working days |
| Transfer requiring B-khata to A-khata conversion | 2–6 months |
| Inheritance-based transfer | 30–60 working days |
Factors that affect timeline:
- Completeness of submitted documents
- Current workload at the BBMP ARO office
- Whether a field inspection is pending
- Zone-specific processing variations
- Holiday and budget season delays
Frequently Asked Questions
Can I transfer khata online in Bangalore?
Yes, BBMP’s e-Khata portal allows online applications for khata transfer in most zones. However, document verification and field inspection still require physical processing. The online application speeds up the initial submission and allows status tracking.
What is the difference between khata transfer and mutation?
Khata transfer updates the BBMP municipal records (property tax records). Mutation is the update at the sub-registrar office. Both are separate processes and both are required after a property transaction. Mutation happens at the sub-registrar office, while khata transfer happens at the BBMP ARO office.
Is khata same as property registration?
No. Property registration (sale deed registration) happens at the sub-registrar office and establishes the legal transfer of ownership. Khata transfer happens at BBMP and updates the municipal revenue records. Registration must happen first; khata transfer follows.
Can khata transfer be done without the previous owner?
For purchase-based transfers, the previous owner’s cooperation is helpful but not always mandatory — the registered sale deed serves as the primary document. For inheritance cases, the previous owner is deceased, so legal heir certificates and death certificates substitute.
What if I bought a property 5 years ago but never transferred the khata?
You can still apply for khata transfer. However, you may need to pay property tax for the intervening period. It is strongly recommended to transfer the khata immediately after property purchase to avoid complications.
Need Help? Get It Done in 2-5 Days
Sevantay professionals handle khata transfer end-to-end in Bangalore — document preparation, BBMP liaison, and follow-up across all zones. Pay only after completion. No advance payment, no hidden charges.
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Want to know the exact costs involved? Read our detailed breakdown: Khata Transfer Cost in Bangalore — BBMP Fees, Agent Charges & Hidden Costs.
Confused about E-Khata, A-Khata, and B-Khata? Read our comprehensive comparison: E-Khata vs A-Khata vs B-Khata — What You Must Know Before Buying Property.
Related Guides
- Khata Transfer Cost in Bangalore — BBMP Fees, Agent Charges & Hidden Costs
- E-Khata vs A-Khata vs B-Khata — What You Must Know Before Buying Property
- Encumbrance Certificate in Bangalore — How to Get EC Online & Offline
Why Choose Sevantay for Khata Transfer?
Navigating the BBMP offices for khata transfer can be time-consuming and confusing, especially if you are unfamiliar with the process. Sevantay’s verified professionals in Bangalore have extensive experience with khata transfers across all BBMP zones.
- Complete document preparation: We ensure all documents are in order before submission
- BBMP liaison: Our professionals handle the office visits and follow-ups
- Status tracking: Regular updates on your application progress
- Issue resolution: Expert handling of any complications that arise
- All Bangalore zones covered: Service available across all BBMP jurisdictions
Ready to start your khata transfer? Request the service or WhatsApp us.